CoPath Advisory
Defining What's Next, Together.
At CoPath Advisory, we help both individuals and couples separate with clarity, fairness, and compassion — starting with a full understanding of their finances.Our mission is simple: to support families in moving forward without harming one another financially. We guide you through a respectful split that protects both your futures.
Who We Help
For Those Seeking a Peaceful, Practical PathWe work with individuals and couples early in the separation process to build financial clarity and reduce legal complexity.You’re in the right place if:You want a respectful, low-conflict separationYou value long-term financial stabilityYou hope to reduce legal costs with a clear financial planYou want to protect your family’s financial future.
Our Services
Start with Financial ClarityOur services help simplify the financial side of separation, often eliminating the need for extended legal battles.Financial Separation AnalysisIdeal for individuals or couples preparing to self-file or seeking a simplified divorce.Includes:
Full inventory of assets and debts
Equitable division strategies
After-tax valuations and cash flow modeling
Housing and lifestyle affordability analysis
Clear, customized financial summaries
Mediation Support (Optional)We act as a neutral financial expert to support the mediation or collaborative process by:
Organizing a clear financial snapshot
Modeling asset division options
Clarifying outcomes to reduce conflict and delay
Why Work With a Certified Divorce Financial Analyst®?
Because Dividing a Life Deserves Thoughtful GuidanceDivorce isn’t just paperwork and numbers — it’s about protecting your future. As a Certified Divorce Financial Analyst®, I help ensure every financial decision is informed, equitable, and built to last.Here’s how I support you:
Clarity: Know exactly what you have, what it’s worth, and what your options are
Protection: Avoid costly oversights and prevent future financial strain
Foresight: Understand not just today’s split, but tomorrow’s impact
Stability: Create a foundation for financial peace and mutual respect
Meet Victoria

Hi, I’m Victoria, founder of CoPath Advisory, Certified Divorce Financial Analyst®, CFP® professional, and MBA graduate.I founded CoPath Advisory to offer a better way for families to navigate separation, one that protects their financial well-being and honors the life they’ve built together.With over a decade of experience in wealth management and financial planning, I’ve helped individuals and couples make confident decisions through life’s most complex transitions. I believe divorce doesn’t have to be destructive; it can be a thoughtful, respectful process that sets the stage for a stronger future.I work with:
Couples seeking a cooperative, low-conflict separation
Individuals who want clarity, support, and peace of mind
Families focused on maintaining financial health through change
Alongside my client work, I’m also a Ph.D. candidate and Cutler Fellow researching how financial literacy strengthens resilience and long-term opportunity, especially during times of transition.If you’re ready to approach this chapter with intention and care, I’m here to help you take the next step, together.
Let’s Define What’s Next, Together
Whether you’re separating alone or together, we’re here to help.
Frequently Asked Questions (FAQ)
When should we reach out?
As early as possible, before attorneys or mediators are involved, to gain clarity, reduce conflict, and avoid excess costs.What is a Certified Divorce Financial Analyst® (CDFA®)?
a financial professional trained specifically to handle the complex financial aspects of divorce. While attorneys and mediators focus on the legal side, a CDFA® helps you understand how your financial decisions will impact your life, not just today, but for years to comeHow are you different from a mediator or attorney?
We focus strictly on the financial side. No legal advice, just neutral, expert analysis to clarify options and avoid mistakes.Do you work with couples jointly, or just individuals?
Both. Whether you’re pursuing a joint path or need personal support, we guide you with respect and neutrality.Do you offer virtual consultations?
Yes — across Florida and nationwide. In-person available in Martin, St. Lucie, Indian River, Palm Beach, and Okeechobee Counties.What does it cost?
We offer transparent flat-fee pricing starting at $1,500 based on complexity — no hourly billing or surprisesWhat if we’re still figuring things out?
That’s okay. We help you organize and understand your finances so decisions can come more easily, and more peacefully.